Borrowing Against Bitcoin for Retirement Income

Now that we have this new asset, this new cheat code, what kind

of strategy can we deploy? Well, let's take a look. So number

one, because we have this growth potential, what happens is

historical growth rate equals self repaying. What does that

mean? Well, we want to instead of selling assets, we borrow

against the assets, right? So as long as the asset is growing

faster than the rate of borrowing costs me, then it's

basically self paying. If I have an asset going up by 50%, and I

can borrow against it at 15%, I have a positive carry of 35%. I

can do that forever. Number two, divisibility. With an asset like

Bitcoin, I can borrow against small portions of it, unlike

real estate. So with real estate, you have a million

dollar building, you have to refinance the million dollars,

but what if you just need 50 grand, but you still got to

refinance the million dollars, but I don't want to that loan is

good. I don't want to do with hassle. Okay, with Bitcoin, I can

borrow against I can take 5000 or 10,000 or 50 or 100, whatever

divisibility that you want. Liquidity 24 seven global market

for collateral liquidity. The stock markets only open on

banking hours on the weekdays. Again, trying to get money out

of real estate could take a long time, I could literally pull out

my phone right now and pull liquidity out against my

Bitcoin in minutes directly from my phone. It's borderless

jurisdictionally free, I can use this money globally. Of course,

if I take money from my house, if I refinance my house, it

probably needs to stay in that same jurisdiction in the same

type of asset. But with Bitcoin, it's borderless non correlation

low correlation to traditional financial markets. So it's

completely out of the system. And it's verifiable. So I have

true ownership. When I get it, I have it. I know I have it. Nobody

else has it. That's what makes this asset the cheat code and

uniquely positioned to pull off this strategy right now. Okay,

so if we compare this, remember, this is the old way. We don't

like that selling assets for income paying taxes on

withdrawals, depleting principal over time. So you die

with zero, hope you don't outlive your savings, heaven

forbid you live longer, vulnerable to market timings 40

years. And that's a non starter. So the strategy, the cheat code

strategy, the five year retirement is allowing us to

keep our assets. So they continue to grow over time, they

continue to grow for the rest of our life. And even better when I

die and pass them on to my heirs. They keep growing for

them. Okay, number two, we can borrow against our assets tax

free. So over here, when I sold my assets to pay for my life,

then I had to pay the taxes. Remember, all that money in my

401k was growing tax deferred. But when I pull it out, I gotta

pay taxes over here. Instead, I borrow against the asset. And

that money is debt. So it's tax free. I don't pay any money on

that. Over here. I never deplete my principal, my principal

continues to go up and up and up forever, which means I can pass

wealth to the next generation. I don't have to hope that I die

earlier than my money runs out. Instead, I can live forever, my

assets live forever. And that value gets passed to future

generations. It's immune to market timing risk. We don't

have to worry about if the stock market is going to plunge for

15 years. Because we're not selling the asset, we don't need

to sell it a high point or a low point, we're not selling it. We're

borrowing against it. And this allows us to have a five year

implementation timeframe. Even if you start right now, we're